At Loan Monster, we recognise that everyone’s financial journey is unique, particularly when it comes to securing a home loan. That’s why we offer tailored finance solutions to meet diverse needs, including specialised home loans for self-employed individuals.
Our self-employed home loans are designed with your needs in mind. Whether you’re a freelancer, contractor, or small business owner, our team of mortgage brokers are here to guide you through the process.
A self-employed home loan is a type of mortgage specifically designed for individuals who are self-employed, such as freelancers, contractors, or small business owners.
Navigating the home loan landscape can be particularly challenging for self-employed individuals as traditional lenders often view irregular income and complex financial statements as obstacles.
That’s where we come in.
Our self-employed home loans are specifically designed to accommodate the diverse financial realities of self-employed individuals. Whether you’re balancing multiple projects, navigating seasonal income variations, or managing a thriving business, our tailored loan options are crafted to meet your specific needs. We simplify the process by offering low doc loan options and competitive terms, ensuring you can secure the home you deserve.
Streamlined Application: They require minimal financial documentation, simplifying the application process compared to traditional home loans.
Quick Approval: With less paperwork to review, low doc loans often have quicker approval times, allowing you to secure financing promptly.
Flexible Income Verification: Ideal for self-employed individuals or those with variable income, low doc loans offer flexibility in proving income sources.
Accessibility: They make homeownership more accessible for individuals with non-traditional employment or limited financial records.
Tailored Solutions: Low doc loans are designed to cater to unique financial situations, providing customised solutions for diverse borrowers.
Investment Opportunities: Beneficial for real estate investors or those purchasing investment properties, leveraging financial flexibility.
Freelancers and other self employed individuals often face challenges in proving their income through traditional means.
Those with contract-based employment might find it challenging to provide consistent income documentation.
Salespersons or professionals relying heavily on commissions may struggle to meet the stringent income verification requirements of traditional loans.
As a new business owner, navigating the world of traditional mortgages can be daunting due to limited financial records and fluctuating income.
Real estate investors can often have complex financial portfolios with multiple income streams.
Whether you’re a contract worker, rely heavily on commissions, have complex income sources, or any other unique financial situation, our experienced brokers at Loan Monster are here to guide you through the self-employed home loan process.
Regardless of your financial circumstances, we’re committed to finding the perfect home loan solution for you. Take the first step towards homeownership with ease and confidence by getting in touch with us today.
In a market with numerous lenders offering a variety of loan products, Loan Monster stands out. Our dedicated mortgage brokers negotiate on your behalf, ensuring you get the best loan, tailored to you and your needs.
We Find The
Right Options
There are so many loans and offers out there. We can narrow down the field and show you the ones that are going to work for you. We’re all about giving you options and helping you making the best choices.
We'll Cut
To The Chase
You’re not going to get the run around with us. We’re not going to confuse you with bank terms and jargon. We’ll break everything down for you so it’s easy for you to wrap your head around it all.
We're Always
On Call
We’re here for you whenever you need us. We’ll always get back to you within 24 hours, even on the weekends. While we’re getting things sorted, we’ll make sure you’re kept up to date on what’s happening.
We Put
You First
We don’t play favourites with the banks. Because at the end of the day, we’re not here for them. We’re here for you. Our brokers are 100% focussed on getting you to where you want to be financially.
If you’re self-employed and looking for a home loan, we’ll need some paperwork from you. Here’s what we typically ask for (if possible):
These documents help us understand your financial situation and determine how much you can borrow. They also demonstrate to lenders that you’re financially stable and reliable. If you’re unsure about anything or don’t have all the documents, feel free to give us a call at 9336 4489. We’re here to assist you!
At Loan Monster, we understand the challenges faced by self-employed individuals when seeking home loans. Our experienced team specialises in guiding and supporting borrowers through the loan process, ensuring they have access to the best loan options available.
We take pride in our success stories, where we’ve helped numerous self-employed individuals in Perth achieve their dream of homeownership. Whether you’re a freelancer, contractor, or small business owner, we’re here to assist you in securing a home loan that fits your unique financial circumstances.
If you’re self-employed and looking to buy a home, Loan Monster is your dedicated partner. Contact us today, and let’s work together to make your homeownership dream a reality!
